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Articles.

Read our blog for financial insight and informative articles.

Articles.

Read our blog for financial insight and informative articles.

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Retirement

How to Travel Smart and Save Money: 5 Tips from a Financial Adviser

Introduction Traveling is one of the most rewarding and enjoyable ways to spend your retirement. You can explore new places, cultures, and experiences, and create lasting memories. But traveling can also be expensive and stressful, especially if you don’t plan ahead and use the right tools. As a financial adviser

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Minimise regret in retirement
Retirement

Minimising Regret in Retirement

Minimising Regret in Retirement They say that your bank account and a calendar never lie. If that’s true (and I think it is), then we should occasionally ask ourselves an important question: “If an impartial observer tallied how you spend your time and money, what would they say is important

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Investment

3 Common Investing Mistakes

3 Common Investing Mistakes Many people start out managing their own investments. But as their earnings and assets grow, their financial needs and challenges become more complex—and continuing to go it alone could prove costly in terms of investing miscues. Consider three common mistakes that can reduce returns and increase

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Interest Rates

Is cash better than a portfolio at the moment?

I have had a few people starting to ask me this question recently, so I thought I’d put something together that will help answer this for everyone. It’s a totally fair question and I understand why people are asking! We are currently in a high interest rate, and highly inflationary

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Divorce / Separation

Trust vs. Contracting Out Agreements

Divorce or separation can be emotionally taxing, but it doesn’t have to be financially devastating. Two primary tools at your disposal are trusts and contracting out agreements. In this article, we’ll explain the differences between these options, helping you make informed decisions about safeguarding your assets.   Trusts: A Shield

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Interest Rates

Silicon Valley Bank – a lesson on bonds

Those following the news will have noticed that three US banks went into a government-controlled bailout this month, Silicon Valley Bank and two rival banks. Silicon Valley Bank was relatively big being one of the top 20 largest US banks. The Silicon Valley Bank was affected by holding too many long-term government

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Investment

8 Steps to Getting Ahead Financially

  1. Set some goals Where do you see yourself in the future? What are you trying to achieve? The most important start to getting on track financially is to know where you want to get to. You may want to: Retire early Travel lots Be able to help your

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Interest Rates

What happened to bonds?

  On November 15, 2020, the New Zealand Herald ran an article titled, ‘What negative interest rates would mean for borrowers and savers’. It said that the Central Bank was seriously considering negative interest rates as an option to stimulate the economy in the post COVID recovery. A mere 18

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